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Assumable homes for sale in Apple Valley, CA

130 homesFHA & VA loansrates from 2.62% vs 7.40% today

Apple Valley assumption guide
14681 Choco Road, Apple Valley, CA, 92307 — assumable VA mortgage at 2.79%
VA
Active
75
$815,000$177,352 equity gap
Rate
2.79%
7.40%today
Payment
$2,955/mo
$4,985today
  • 7beds
  • 5baths
  • 5,362sqft

14681 Choco Road, Apple Valley

21903 Esaws, Apple Valley, CA, 92307 — assumable VA mortgage at 3.01%
VA
Active
33
$315,000$38,823 equity gap
Rate
3.01%
7.40%today
Payment
$1,302/mo
$2,136today
  • 4beds
  • 2baths
  • 1,248sqft

21903 Esaws, Apple Valley

17241 Donert, Hesperia, CA, 92345 — assumable FHA mortgage at 3.45%
FHA
Active
$299,900$49,415 equity gap
Rate
3.45%
7.40%today
Payment
$1,227/mo
$1,904today
  • 3beds
  • 1baths
  • 1,056sqft

17241 Donert, Hesperia

8537 11th Avenue, Hesperia, CA, 92345 — assumable VA mortgage at 2.97%
VA
Active
36
$589,900$149,503 equity gap
Rate
2.97%
7.40%today
Payment
$2,096/mo
$3,455today
  • 4beds
  • 3baths
  • 2,085sqft

8537 11th Avenue, Hesperia

10593 Orchid, Hesperia, CA, 92345 — assumable FHA mortgage at 2.97%
FHA
Active
21
$510,000$141,706 equity gap
Rate
2.97%
7.40%today
Payment
$1,753/mo
$2,889today
  • 4beds
  • 2baths
  • 2,048sqft

10593 Orchid, Hesperia

17821 Capri, Hesperia, CA, 92345 — assumable FHA mortgage at 3.05%
FHA
Active
8
$400,000$95,224 equity gap
Rate
3.05%
7.40%today
Payment
$1,437/mo
$2,345today
  • 3beds
  • 2baths
  • 1,236sqft

17821 Capri, Hesperia

15361 Mondamon Road, Apple Valley, CA, 92307 — assumable VA mortgage at 3.07%
VA
Active
56
$479,400$141,809 equity gap
Rate
3.07%
7.40%today
Payment
$1,596/mo
$2,597today
  • 4beds
  • 3baths
  • 2,366sqft

15361 Mondamon Road, Apple Valley

17112 Century Plant, Apple Valley, CA, 92307 — assumable VA mortgage at 3.13%
VA
Active
69
$600,000$174,130 equity gap
Rate
3.13%
7.40%today
Payment
$2,058/mo
$3,323today
  • 4beds
  • 3baths
  • 2,469sqft

17112 Century Plant, Apple Valley

11752 Cascade, Apple Valley, CA, 92308 — assumable FHA mortgage at 2.81%
FHA
Active
14
$489,900$165,474 equity gap
Rate
2.81%
7.40%today
Payment
$1,535/mo
$2,583today
  • 3beds
  • 3baths
  • 2,422sqft

11752 Cascade, Apple Valley

16118 OCOTILLA RD, Apple Valley, CA, 92307 — assumable VA mortgage at 2.87%
VA
Active
12
$470,000$187,310 equity gap
Rate
2.87%
7.40%today
Payment
$1,319/mo
$2,202today
  • 4beds
  • 2baths
  • 1,756sqft

16118 OCOTILLA RD, Apple Valley

16015 Village, Victorville, CA, 92394 — assumable FHA mortgage at 2.87%
FHA
Active
8
$420,000$166,079 equity gap
Rate
2.87%
7.40%today
Payment
$1,182/mo
$1,973today
  • 3beds
  • 2baths
  • 1,664sqft

16015 Village, Victorville

15461 Hesperia Road, Victorville, CA, 92395 — assumable FHA mortgage at 2.96%
FHA
Active
28
$270,000$104,633 equity gap
Rate
2.96%
7.40%today
Payment
$783/mo
$1,292today
  • 2beds
  • 1baths
  • 864sqft

15461 Hesperia Road, Victorville

13023 Rainwood Court, Victorville, CA, 92395 — assumable VA mortgage at 3.00%
VA
Active
14
$289,888$110,218 equity gap
Rate
3.00%
7.40%today
Payment
$856/mo
$1,406today
  • 2beds
  • 3baths
  • 1,264sqft

13023 Rainwood Court, Victorville

9155 Cherrywood, Hesperia, CA, 92344 — assumable FHA mortgage at 3.55%
FHA
Active
15
$374,900$79,838 equity gap
Rate
3.55%
7.40%today
Payment
$1,464/mo
$2,243today
  • 3beds
  • 2baths
  • 1,066sqft

9155 Cherrywood, Hesperia

15655 Cheyenne, Hesperia, CA, 92345 — assumable FHA mortgage at 3.09%
FHA
Active
48
$480,000$158,246 equity gap
Rate
3.09%
7.40%today
Payment
$1,527/mo
$2,480today
  • 4beds
  • 2baths
  • 1,835sqft

15655 Cheyenne, Hesperia

20187 ITASCA Road, Apple Valley, CA, 92308 — assumable VA mortgage at 3.10%
VA
Active
74
$547,000$201,309 equity gap
Rate
3.10%
7.40%today
Payment
$1,639/mo
$2,658today
  • 4beds
  • 3baths
  • 2,361sqft

20187 ITASCA Road, Apple Valley

19185 Shoshonee, Apple Valley, CA, 92307 — assumable VA mortgage at 3.13%
VA
Active
44
$515,000$178,602 equity gap
Rate
3.13%
7.40%today
Payment
$1,629/mo
$2,631today
  • 3beds
  • 3baths
  • 1,658sqft

19185 Shoshonee, Apple Valley

15877 Sapphire Street, Victorville, CA, 92394 — assumable VA mortgage at 2.62%
VA
Active
56
$424,900$366,405 equity gap
Rate
2.62%
7.40%today
Payment
$609/mo
$834today
  • 3beds
  • 2baths
  • 1,685sqft

15877 Sapphire Street, Victorville

14065 Hopi Road, Apple Valley, CA, 92307 — assumable FHA mortgage at 2.68%
FHA
Active
$550,000$280,257 equity gap
Rate
2.68%
7.40%today
Payment
$1,255/mo
$2,149today
  • 4beds
  • 5baths
  • 1,932sqft

14065 Hopi Road, Apple Valley

9172 Jacaranda, Hesperia, CA, 92345 — assumable VA mortgage at 2.73%
VA
Active
37
$444,900$197,096 equity gap
Rate
2.73%
7.40%today
Payment
$1,157/mo
$1,967today
  • 4beds
  • 2baths
  • 1,530sqft

9172 Jacaranda, Hesperia

15616 Winnebago, Apple Valley, CA, 92307 — assumable FHA mortgage at 2.79%
FHA
Active
28
$514,900$258,755 equity gap
Rate
2.79%
7.40%today
Payment
$1,201/mo
$2,026today
  • 4beds
  • 3baths
  • 2,259sqft

15616 Winnebago, Apple Valley

14035 Wimbleton Drive, Victorville, CA, 92395 — assumable VA mortgage at 2.80%
VA
Active
26
$349,800$143,004 equity gap
Rate
2.80%
7.40%today
Payment
$977/mo
$1,647today
  • 3beds
  • 2baths
  • 1,444sqft

14035 Wimbleton Drive, Victorville

18170 Capri, Hesperia, CA, 92345 — assumable FHA mortgage at 2.81%
FHA
Active
42
$449,990$214,538 equity gap
Rate
2.81%
7.40%today
Payment
$1,111/mo
$1,870today
  • 3beds
  • 2baths
  • 1,444sqft

18170 Capri, Hesperia

13383 Franceska, Apple Valley, CA, 92308 — assumable FHA mortgage at 2.81%
FHA
Active
35
$403,500$177,256 equity gap
Rate
2.81%
7.40%today
Payment
$1,071/mo
$1,802today
  • 3beds
  • 2baths
  • 1,184sqft

13383 Franceska, Apple Valley

20786 Highway 18, Apple Valley, CA, 92307 — assumable FHA mortgage at 2.89%
FHA
Active
9
$439,900$239,881 equity gap
Rate
2.89%
7.40%today
Payment
$959/mo
$1,598today
  • 3beds
  • 2baths
  • 1,748sqft

20786 Highway 18, Apple Valley

16070 Andover Dr, Victorville, CA, 92394 — assumable FHA mortgage at 2.90%
FHA
Active
29
$350,000$190,221 equity gap
Rate
2.90%
7.40%today
Payment
$767/mo
$1,276today
  • 4beds
  • 2baths
  • 1,388sqft

16070 Andover Dr, Victorville

9310 Bellview, Apple Valley, CA, 92308 — assumable FHA mortgage at 2.93%
FHA
Active
32
$349,900$261,622 equity gap
Rate
2.93%
7.40%today
Payment
$425/mo
$705today
  • 3beds
  • 2baths
  • 1,440sqft

9310 Bellview, Apple Valley

20158 Yucca Loma Road, Apple Valley, CA, 92307 — assumable VA mortgage at 2.96%
VA
Active
47
$549,900$330,734 equity gap
Rate
2.96%
7.40%today
Payment
$1,037/mo
$1,712today
  • 3beds
  • 3baths
  • 2,780sqft

20158 Yucca Loma Road, Apple Valley

16711 Silica, Victorville, CA, 92395 — assumable VA mortgage at 2.96%
VA
Active
34
$389,000$211,337 equity gap
Rate
2.96%
7.40%today
Payment
$860/mo
$1,420today
  • 2beds
  • 2baths
  • 1,132sqft

16711 Silica, Victorville

12757 Trotters Lane, Victorville, CA, 92392 — assumable VA mortgage at 2.97%
VA
Active
50
$514,900$296,988 equity gap
Rate
2.97%
7.40%today
Payment
$1,042/mo
$1,717today
  • 4beds
  • 3baths
  • 2,546sqft

12757 Trotters Lane, Victorville

15023 Byron Drive, Apple Valley, CA, 92307 — assumable VA mortgage at 3.05%
VA
Active
51
$385,000$203,182 equity gap
Rate
3.05%
7.40%today
Payment
$879/mo
$1,434today
  • 3beds
  • 2baths
  • 1,780sqft

15023 Byron Drive, Apple Valley

17240 Candlewood, Apple Valley, CA, 92307 — assumable FHA mortgage at 3.09%
FHA
Active
37
$465,000$439,090 equity gap
Rate
3.09%
7.40%today
Payment
$123/mo
$200today
  • 4beds
  • 3baths
  • 2,327sqft

17240 Candlewood, Apple Valley

10377 Peach, Hesperia, CA, 92345 — assumable FHA mortgage at 3.12%
FHA
Active
2
$580,000$266,893 equity gap
Rate
3.12%
7.40%today
Payment
$1,479/mo
$2,391today
  • 4beds
  • 2baths
  • 1,785sqft

10377 Peach, Hesperia

14010 Jicarilla Rd, Apple Valley, CA, 92307 — assumable FHA mortgage at 3.45%
FHA
Active
18
$518,000$179,433 equity gap
Rate
3.45%
7.40%today
Payment
$1,665/mo
$2,583today
  • 3beds
  • 3baths
  • 2,384sqft

14010 Jicarilla Rd, Apple Valley

18025 Juniper Street, Hesperia, CA, 92345 — assumable FHA mortgage at 3.23%
FHA
Active
25
$399,000$170,815 equity gap
Rate
3.23%
7.40%today
Payment
$1,142/mo
$1,822today
  • 3beds
  • 2baths
  • 1,469sqft

18025 Juniper Street, Hesperia

18991 Madrone, Hesperia, CA, 92345 — assumable FHA mortgage at 3.24%
FHA
Active
32
$389,000$159,062 equity gap
Rate
3.24%
7.40%today
Payment
$1,152/mo
$1,836today
  • 3beds
  • 2baths
  • 1,518sqft

18991 Madrone, Hesperia

Assuming a mortgage in Apple Valley

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.62%
Lowest existing payment
$425 /mo
Median cash to assume
$158,246
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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