Assumable homes for sale in Apache Junction, AZ

12 homesFHA & VA loansrates from 3.03% vs 7.40% today

Apache Junction assumption guide
3454 CHAPARRAL Road, Apache Junction, AZ, 85119 — assumable FHA mortgage at 6.50%
FHA
Active
21
$325,000Potential short sale
Rate
6.50%
7.40%today
Payment
$2,110/mo
$2,311today
  • 2beds
  • 2baths
  • 1,032sqft

3454 CHAPARRAL Road, Apache Junction

1008 FRIAR Avenue, Apache Junction, AZ, 85119 — assumable VA mortgage at 3.92%
VA
Active
48
$390,000$50,936 equity gap
Rate
3.92%
7.40%today
Payment
$1,751/mo
$2,564today
  • 2beds
  • 2baths
  • 1,249sqft

1008 FRIAR Avenue, Apache Junction

4863 18TH Avenue, Apache Junction, AZ, 85119 — assumable VA mortgage at 3.07%
VA
Active
40
$598,000$209,975 equity gap
Rate
3.07%
7.40%today
Payment
$1,811/mo
$2,947today
  • 3beds
  • 2baths
  • 1,559sqft

4863 18TH Avenue, Apache Junction

766 MOUNTAIN VIEW Road, Apache Junction, AZ, 85119 — assumable VA mortgage at 3.03%
VA
Active
62
$665,000$296,166 equity gap
Rate
3.03%
7.40%today
Payment
$1,804/mo
$2,951today
  • 4beds
  • 4baths
  • 2,335sqft

766 MOUNTAIN VIEW Road, Apache Junction

1941 39th Avenue, Apache Junction, AZ, 85119 — assumable FHA mortgage at 3.08%
FHA
Active
36
$396,000$262,815 equity gap
Rate
3.08%
7.40%today
Payment
$641/mo
$1,043today
  • 4beds
  • 2baths
  • 1,780sqft

1941 39th Avenue, Apache Junction

1564 ROYAL PALM Road, Apache Junction, AZ, 85119 — assumable FHA mortgage at 3.38%
FHA
Active
28
$435,000$312,003 equity gap
Rate
3.38%
7.40%today
Payment
$817/mo
$1,279today
  • 3beds
  • 2baths
  • 1,744sqft

1564 ROYAL PALM Road, Apache Junction

5107 14TH Avenue, Apache Junction, AZ, 85119 — assumable VA mortgage at 3.45%
VA
Active
64
$1,199,000$658,906 equity gap
Rate
3.45%
7.40%today
Payment
$2,651/mo
$4,113today
  • 4beds
  • 3baths
  • 3,516sqft

5107 14TH Avenue, Apache Junction

2979 YUMA Avenue, Apache Junction, AZ, 85119 — assumable FHA mortgage at 5.78%
FHA
Active
36
$429,999$23,525 equity gap
Rate
5.78%
7.40%today
Payment
$2,521/mo
$2,981today
  • 4beds
  • 2baths
  • 1,800sqft

2979 YUMA Avenue, Apache Junction

4677 SIPHON DRAW Road, Apache Junction, AZ, 85119 — assumable VA mortgage at 7.07%
VA
Active
43
$410,000$49,652 equity gap
Rate
7.07%
7.40%today
Payment
$2,492/mo
$2,576today
  • 3beds
  • 2baths
  • 1,861sqft

4677 SIPHON DRAW Road, Apache Junction

1672 STETSON Court, Apache Junction, AZ, 85119 — assumable VA mortgage at 6.30%
VA
Active
12
$399,900$91,271 equity gap
Rate
6.30%
7.40%today
Payment
$1,927/mo
$2,156today
  • 4beds
  • 2baths
  • 1,561sqft

1672 STETSON Court, Apache Junction

1324 30TH Avenue, Apache Junction, AZ, 85119 — assumable FHA mortgage at 6.56%
FHA
Active
40
$350,000$78,050 equity gap
Rate
6.56%
7.40%today
Payment
$1,747/mo
$1,902today
  • 2beds
  • 2baths
  • 1,177sqft

1324 30TH Avenue, Apache Junction

3481 BOWMAN Road, Apache Junction, AZ, 85119 — assumable FHA mortgage at 5.78%
FHA
Active
10
$339,500$64,762 equity gap
Rate
5.78%
7.40%today
Payment
$1,706/mo
$2,018today
  • 2beds
  • 2baths
  • 1,040sqft

3481 BOWMAN Road, Apache Junction

Assuming a mortgage in Apache Junction

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour. 1 of the 12 homes here are UMe-verified, meaning the loan terms have been confirmed with the servicer.

Lowest existing rate
3.03%
Lowest existing payment
$641 /mo
Median cash to assume
$91,271
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Equal Housing Opportunity

eXp Realty is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.