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$425,000

($127,434 down)
FHA

230 Miner Street, Idaho Springs, CO 80452

2
1
881 sqft
PITI Monthly
$2,299.52 /mo

Listing courtesy of: Melissa Bailey, United Real Estate Prestige Denver

Assumed Rate

6.27%
7.15%

Principal & Interest

$1,883 /mo
$2,062 /mo

What's Special

REMODELED
DINING
MOUNTAIN VIEWS

You are not going to find another home in this condition in Idaho Springs at this price! A very cute 2 bedroom 1 bath house with excellent access to the highway and close to downtown. The Sellers have taken great care of this home and since they've owned it have upgraded the kitchen, the bathroom, and the front yard, as well as added Solar which will be paid off at closing. Pull into your covered carport while having 3 extra designated parking spaces for guests, or park your RV! The gravel parking, turfed yard, and flagstone walkway are newly installed. Enter into a living and dining room area that lead back to a large remodeled kitchen and nice sized laundry room/pantry. Through the kitchen you can enter into the fully fenced backyard, which is currently awaiting your own vision, and large shed with rustic corrugated metal siding. There are two bedrooms, a 3/4 size bathroom, and no stairs besides the ones leading to the backyard area. There is little to no traffic on this road, and the highway side is blocked by a very tall fence with mountain views beyond it, as well as mountain views on the other side. If you like to ski, this house sits within 30 minutes to Loveland Ski Area and over four world class ski resorts sit within another 30 minutes from that. Tons of trails, mountain biking, hiking, rafting, outdoor activities all around you. Not to mention all the wonderful restaurants and amenities Idaho Springs has to offer. This captivating little town will continue to grow and even has plans to put in a gondola at Argo Mill that leads up to a mountain village! Don't miss out on your chance to get your little piece of Idaho Springs! Showings begin on Friday May 16!

... Show more

Assumption Snapshot

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Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.27
Remaining Loan Term
27 years, 11 months
Monthly PITI
$2,299.52/mo
Estimated Loan Balance
$297,893
Cash to close
$127,434
Interest Paid
$39,402

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 1
Cooling & Heating
  • Cooling: Other
  • Heating: Baseboard, Electric
Features
  • Materials: Vinyl Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Tile, Vinyl

Exterior

Fencing
  • Fencing: Full
Roof
  • Roof: Composition
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: Yes
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Vinyl Siding
  • Roof: Composition
Condition
  • Year Built: 1906
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Idaho Springs
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Idaho Springs

Financial Details

  • Price per Sqft: $482.41
  • Tax Annual Amount: $1514
  • On Market Date: 2025-05-15T00:00:00.000Z
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Savings Calculator

Current cash to close is $127,434 (30%)
You can enter any amount below - secondary financing will cover the difference if needed.
30%
$

You cover the entire equity of $127,434!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.27% Sellers Rate
$297,566
Your Cash$127,434
Total Purchase Price:$425,000

Assumed vs Traditional Mortgage

Assumed @ 6.27%
$1,883/mo
Traditional @ 7.15%
$2,139/mo
You save $255/month ($3,061/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC2766639

Listing From: recolorado

Last updated: 2025-05-16T18:15:16.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.27%
7.15%

Principal & Interest

$1,883 /mo
$2,062 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Upgrade to gain access

Get Access

Savings Calculator

Current cash to close is $127,434 (30%)
You can enter any amount below - secondary financing will cover the difference if needed.
30%
$

You cover the entire equity of $127,434!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.27% Sellers Rate
$297,566
Your Cash$127,434
Total Purchase Price:$425,000

Assumed vs Traditional Mortgage

Assumed @ 6.27%
$1,883/mo
Traditional @ 7.15%
$2,139/mo
You save $255/month ($3,061/year)

*Secondary financing rates are an estimated value based on input

equal-housing

UMe Realty Group © is committed to and abides by the Fair Housing Act of Equal Opportunity.